If you’re expecting a new baby, you probably know that your finances are about to change … but maybe you’re not sure exactly how much they’re going to change, or in what ways. I can relate.
Before we headed off to college, most us heard how our college years would be the best years of our lives. And yes, they were great, but they were also pretty expensive.
As we try to get the hang of this adulting thing—showing up for work on time and paying our—our college education can start to take on a different hue. If you've ever spent any time wondering about how you could've done things differently, you're not alone according to our recent survey.
I wanted two things when I started building Reconciled It: a team of stellar bookkeepers who could work from anywhere and operational systems that used best-in-class technology to provide efficient, accurate services to our clients.
I think we’ve hit the mark, and we’re getting better every day.
So what programs are in our tool box?
As an online bookkeeping business, QuickBooks is at the top of our list. We manage QuickBooks Online accounts for our customers, and we use it for our own invoici...
For many people, asking for a promotion is right behind public speaking on the list of things that cause their palms to sweat and their vision to go bleary.
Yes, it can be intimidating, but knowing how to ask for a promotion can increase your chances of success. Focused preparation can help you feel ready to make the case about why you deserve a promotion. And that's the key — explaining why you've earned a promotion and why promoting you will be good for your organization.
While a supervisor...
After a surgery to diagnose and remove endometriosis, we moved forward with IVF, setting ourselves a tentative boundary of one year later. If I wasn’t pregnant by then, my wife would take over. I nodded but told myself we would never get to that point.
If Your Credit Score is Over 700, There's Something Your Student Loan Lender Doesn't Want You to Know
If you've been diligently paying all of your bills every month, maybe you're reading this article while enjoying a congratulatory glass of wine or a piece of chocolate cake. After all, don't you deserve a reward for all that discipline?
But hold on ... shouldn't your excellent credit score be worth a little more than a booze or sugar hangover? So why, exactly, is your lender not showing you some love?
“I see a little bit of my parents in all my clients,” says Cayenne MacHarg, a bookkeeper with Reconciled. Even though she doesn’t own a small business herself, Cayenne brings an appreciation for the demands that business owners face to all her clients. Growing up with parents who were small business owners in Vermont allowed her to see the day-to-day life of a business owner up close.
“People like to joke about accounting being soul-crushing and boring,” says Cayenne, “but it’s really strange...
You could read an article everyday about an entrepreneur who got their “big break” when they received a huge chunk of investor money.
But the truth is that most entrepreneurs — #everydayentrepreneurs, we like to call them — who get funding to help start and run their businesses do so from their local lenders through small business loans.
And even those that get angel or venture money have often already taken out loans. Building a business that has the capacity to get you loan money won’t just...
You might be putting off saving until some future time when you make more money. But is that really realistic or is it just wishful thinking?
CNBC ran a story recently about an anonymous couple in New York City who, though they bring in a combined $500,000 a year, haven't been able to set money aside for savings. So where is all that money going?
The halls are decked, the chestnuts are roasted, and the weather outside is frightful—though not quite as frightful as your student loan bill.
Enrollment at community colleges is growing—and for good reason. Many community colleges offer a quality education for a much smaller price tag.
You might think that because community college typically costs less, you can't receive financial aid to attend. But fortunately, that's not the case. You're eligible for the same types of financial aid at a community college that you would be at a four-year institution.
Even better, attending community college can provide an opportunity to save not j...
Knowing whether it's cheaper to live on or off campus isn't always straightforward.
The answer will depend on a number of factors, like the housing market near your college, whether you'll need transportation, and if you'll be on a meal plan. Another big consideration? Whether you'll need to sign a 12-month lease for an off-campus rental.
Let's look at each option in depth to help you understand which is less expensive for your particular situation.
How will you pay for housing?
Before you st...
No parent wants to have the dreaded "helicopter parent" insult thrown their way. So you step back during the college decision process as much as you can, biting your tongue about how much you'll miss them if they go to college on the other side of the country or why they're writing a college application essay on their favorite video game.
It's a delicate balance, but one place you really shouldn't keep your mouth shut?
The price tag.
Even the most mature high school juniors and seniors don't ...
If you're looking at your kids' classmates and wondering how their parents are paying for college, you're definitely not alone.
With the cost of higher education rising at exponential rates, the tuition prices facing parents are, at best, overwhelming. No one would blame you if thinking about paying your kids' college tuition made you want to just climb back into bed and pull the covers over your head.
But we can also tell you that lots of families are figuring it out through a combination of...