After a surgery to diagnose and remove endometriosis, we moved forward with IVF, setting ourselves a tentative boundary of one year later. If I wasn’t pregnant by then, my wife would take over. I nodded but told myself we would never get to that point.
Remember that scene in It’s a Wonderful Life where George Bailey’s uncle folds $8,000 in bank deposits (almost $100k in today's dollars) into that morning’s newspaper and unwittingly hands it over to Mr. Potter?
Did you scream at the television the first time you saw that scene?
Most of us aren't carrying around wads of bills anymore, but we're still capable of throwing away chunks of money through carelessness.
If you’ve ever wondered what your bookkeeper does when they’re not handling your (or someone else’s finances), the first thing that popped into your mind probably wasn’t builds houses with their own two hands.
But that’s exactly what Reconciled It bookkeeper Rachel Dutcher has spent the last three years doing.
What if I told you that in just a little over two weeks, you could be on your way to saving almost $20,000 on your student loans? You might think I was delusional.
But I’m not. Refinancing to a lower interest rate can save you thousands of dollars over the life of your student loan. In fact, many people are able to save between $15,000 and $20,000.
You might be putting off saving until some future time when you make more money. But is that really realistic or is it just wishful thinking?
CNBC ran a story recently about an anonymous couple in New York City who, though they bring in a combined $500,000 a year, haven't been able to set money aside for savings. So where is all that money going?
With a to-do list that’s threatening to take over your weekend and an email inbox in need of attention, the last thing you have time for is a long, involved application process—even if it could mean saving thousands of dollars.
Fortunately, refinancing your student loans can be a relatively quick process, though you will need to set aside a bit of time and have some documents ready before you start.
You might think going into a high-powered profession like law or medicine would guarantee that you'd pay down your student debt quicker than most. But — according to our recent Payback Progress survey — you'd be wrong.
So who's winning the loan payback game? Get ready to be surprised.
The D-word. Shudder.
No one wants to think about debt—much less talk about it. And when it comes to actually doing something to get out of it? You certainly wouldn't be alone if you found yourself pretending to live in a unicorn-filled land where your student loan balance doesn't exist. *Raises hand*
You may not follow the financial news in your spare time, but if you're in the midst of purchasing a home or refinancing your student loans, you've probably noticed that interest rates are expected to rise.
While, yes, that could have a negative impact on your immediate financial future, you don't have to panic. As long as you're prepared, you can take action now and benefit from the continued low interest rates—because these are still low in comparison to historical rates.
Ever dreamed about how it would feel to just hand your loans off to someone else? Of course. We all have.
A surprise Good Samaritan probably isn't going to step in and take over your loan payments, but in certain situations, transferring your loan balance may actually be possible.
You could have filled the courtroom of the U.S. Supreme Court with all the things I didn't know when I started law school.
Chief among them: A law degree is the second most expensive graduate degree in the United States. Law students graduate with an average $140,616 in student loans.
On a Sunday afternoon several years ago, my wife and I sat at our kitchen table, staring glumly at a budget I'd worked up for us.
Even though we were both attorneys at the time, the numbers were ... less than great. My wife worked at a small law firm, and I worked as a government attorney—good jobs by most standards. But I carried a hefty debt load from law school, and those monthly payments took a serious chunk out of our budget.
So you've heard about these payment plans that will reduce your monthly student loan bill and you're wondering if they're an urban legend. Let us assure you: these plans do, in fact, exist.
But there are a few things you should understand before you sign up.
If Your Credit Score is Over 700, There's Something Your Student Loan Lender Doesn't Want You to Know
If you've been diligently paying all of your bills every month, maybe you're reading this article while enjoying a congratulatory glass of wine or a piece of chocolate cake. After all, don't you deserve a reward for all that discipline?
But hold on ... shouldn't your excellent credit score be worth a little more than a booze or sugar hangover? So why, exactly, is your lender not showing you some love?